Credit card perks & Rewards made easy
Choose the right card every time with Perxy
Perxy makes it simple to earn more points, maximize cash back, and never miss a reward—all without the guesswork. It’s free to use, easy to set up, and works automatically in the background.
No Spreadsheets.
No Stress.
Just Smarter Spending.
Maximize your rewards effortlessly and enjoy huge savings & benefits
Whether you have one – or a dozen credit cards…
Perxy enables you to maximize your credit card benefits and get the most out of their everyday spending, regardless of whether it’s cash-back, points, or discounts.
Our personal finance platform enables you to get the most out of your everyday spending, regardless of whether it’s cash-back, points, or discounts.
NO MORE
GUESSWORK
Maximize your money with one app that does it all
The Right Card Every Time
Perxy picks the right card when you make a purchase, every time
Savings with Every Purchase
Perxy activates your credit card offers automatically, so you don’t have to
Maximize your Perks
Personalized rewards with a cash back/savings strategy tailored specifically to you
Redeem Points Your Way
Let Perxy help plan your points redemptions: No more getting stuck figuring it out.
HOW IT WORKS
Credit card rewards are an incredible way to earn free travel, cashback, and exclusive perks—if you know how to use them correctly. But with so many cards, bonus categories, and limited-time offers, it can feel overwhelming.
The good news is Perxy makes all of this easy.
Why choose perxy?
“Perxy is the only perks maxing app that’s 100% free. That means free from subscriptions and free from credit pulls & background checks”
— The Perxy Team
FAQ
What is Perxy?
Perxy is a smart credit card rewards optimization platform that helps you maximize points, cashback, and perks without the hassle. Whether you’re a travel enthusiast or just want to make the most of your everyday spending, Perxy ensures you’re always using the right card at the right time.
How does Perxy work?
Getting started with Perxy is simple. Sign up for free, tell us which credit cards you have, and we’ll do the rest—recommending the best cards for each purchase to help you hit your rewards goals faster. No spreadsheets, no guesswork, just effortless optimization.
Is having multiple credit cards good for your credit?
Yes—if you manage them responsibly. Having multiple credit cards can actually boost your credit score by increasing your available credit and improving your utilization ratio. The key is to pay your balances in full and on time to avoid interest and fees.
What do I have to do to get started?
It’s easy—just sign up and go! Get our browser extension, create a free account, add your cards, and Perxy will instantly start optimizing your rewards for you.
How does Perxy make money?
Perxy makes money through credit card referrals. When you find a great new card through our recommendations and decide to sign up, we earn a small commission—at no extra cost to you. It’s a win-win: you get bank-subsidized travel, better rewards, and smarter spending, while we keep Perxy free for everyone.
Reviews
“Perxy completely changed how I use my credit cards—now I’m earning way more rewards without even thinking about it.”
Zack
Los Angeles, CA
“Perxy takes the guesswork out of credit card rewards, helping me maximize points and perks without the hassle.”
Alex
Detroit, MI
“Since signing up, I’ve unlocked hundreds of dollars in cashback and travel perks that I would have otherwise missed”
Cindy
Raleigh, NC
“I used to track everything manually, but with Perxy, I always know the best card to use for every purchase in seconds.”
Mark
Portland, OR
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