Welcome to Perxy: Credit Card Rewards, Simplified

Let’s Be Real—This Stuff Gets Complicated

Credit card rewards are one of the best-kept secrets in personal finance. Used right, they can unlock free flights, hotel stays, cashback, and even luxury travel experiences. But let’s be honest: it’s overwhelming.

Every card has its own rules. Bonus categories change. You’re supposed to remember which card to use at the grocery store, which one gets 5x points on flights, and which one gives you $10 a month if you order from the right meal delivery app. It’s a lot.

So we built Perxy to make it simple.

What We’re Doing Here

Our goal with Perxy is simple: help you get the most out of your credit cards without needing to obsess over them.

We’re building a platform that makes rewards optimization automatic. No spreadsheets. No guesswork. Just smarter spending that works in the background.

Until the full platform launches, this blog is your go-to source for understanding how credit card rewards actually work—and how to make them work for you.

Whether you’re brand new to all this or you’ve already booked a few award flights, we’re here to:

Break down the basics without the jargon
Compare cards in a way that makes sense
Help you avoid common mistakes (like missing perks you already pay for)
Highlight strategies that save you time and money

And when Perxy is live, we’ll take all this a step further by helping you:

Track your credit cards and their benefits in one place
Get reminders for perks, offers, and category bonuses
Know which card to use for every purchase

Reach Out—We’re Listening

We want Perxy to work for you. If there’s a topic you’d love to learn more about, a card you’re unsure about, or a strategy you’d like broken down, let us know.

You can leave a comment on any post or visit our [Contact Us] page to share your questions. We’ll tailor future content and recommendations to what you actually need.

The world of credit card rewards doesn’t have to be one-size-fits-all—and we’re here to make sure it isn’t.

Why It Matters

Most people leave hundreds—if not thousands—of dollars in rewards on the table every year. Not because they’re lazy. Because the system is built for banks, not for users.

Perxy flips that script. We believe you deserve to get the most value from every dollar you spend.

We’re not here to make you a “travel hacker” (unless you want to be). We’re here to make it easy to stop wasting points, start maximizing your rewards, and feel good about how you spend your money.

Stick Around—It’s About to Get Good

The best time to start optimizing your rewards was probably last year. The second-best time? Right now.

Check out our beginner-friendly guides, compare your options, and follow along as we build Perxy into the tool we’ve always wished existed.

We’re glad you’re here.